Ss&H Financial Advisors, Inc. (Troy)


Ss&H Financial Advisors, Inc. is a large advisory firm based in Troy. It manages $124.97 million of regulatory assets for 117 client accounts. It has been registered with the SEC as an adviser since 2001 and has operated in the jurisdiction of Michigan.

Ss&H Financial Advisors provides portfolio management for individuals and small businesses and portfolio management for businesses and institutional clients. It doesn't provide financial planning services to its clients. On top of advisory services, the firm doesn't engage in other business activities.

Ss&H Financial Advisors: assets under management

The assets under management (AUM) of Ss&H Financial Advisors, Inc. is $124.97 million. The firm's AUM has gone down by -85% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $102.35 million in discretionary accounts and $22.62 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $890 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $11.31 million.

Investments

The firm invests in exchange traded securities the most. They account for 82% of the total AUM. The second-largest asset type is cash and cash equivalents, which make up 11% of the firm’s portfolio. Investments in state and local bonds form 5% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Ss&H Financial Advisors, Inc. for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Robert Thomas Sinnaeve serves?

The firm provides services to individuals and high net worth individuals. The largest group of clients of Robert Thomas Sinnaeve is high net worth individuals with 82 clients and $104.2 million of assets under management. Among the 10 most similar advisory firms, Ss&H Financial Advisors has the 3rd highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $112.27 million for 117 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Ss&H Financial Advisors doesn't advise any private funds.

Careers at Ss&H Financial Advisors, Inc.

The company employs 2 people that are either part- or full-time employees. 100 percent of the employees work as investment advisers or researchers. 2 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Robert Thomas Sinnaeve has been acting as President since 1 Feb 2004. William S Rubenfaer joined the executive team most recently as the Vice President.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Robert Thomas Sinnaeve Director/v.p./secretary 1 Jan 2001 25% - 50% 4385507
Gilbert Baldwin Sinnaeve Director/president 1 Jan 2001 25% - 50% 4385514
Barbara Ann Hammond Garrow Director/v.p./treasurer 1 Jan 2001 50% - 75% 1234493
Robert Thomas Sinnaeve Chief compliance officer/director/president/treasurer 1 Feb 2004 50% - 75% 4385507
Barbara Ann Hammond Garrow Officer/director/vice president/secretary 1 Feb 2004 50% - 75% 1234493
William S Rubenfaer Vice president 1 Jan 2005 25% - 50% 4659588

Based in Troy

The principal office where Ss&H Financial Advisors, Inc. performs its advisory services is located at 50 W Big Beaver Rd Suite 225, Troy, MI 48084, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 248-538-9755 or by fax 248-262-7960. The normal business hours are 8:30am - 4:30pm on Monday - Friday. You can find more information about the New York firm at sshadvisors.com.

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