Covenant Multi Family Offices, LLC (San Antonio)


Covenant Multi Family Offices, LLC is a large advisory firm based in San Antonio. It manages $1.4 billion of regulatory assets for 1,132 client accounts. It has been registered with the SEC as an adviser since 2010 and has operated in the jurisdictions of California, Colorado, Florida, and 6 other states.

Covenant Multi Family Offices provides financial planning services, portfolio management for individuals and small businesses, portfolio management for pooled investment vehicles, portfolio management for businesses and institutional clients, pension consulting services, and selection of other advisers. It prepares financial plans for more than 250 clients. On top of advisory services, the firm doesn't engage in other business activities.

Covenant Multi Family Offices: assets under management

The assets under management (AUM) of Covenant Multi Family Offices, LLC is $1.4 billion. The firm's AUM has grown by 81% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $1.36 billion in discretionary accounts and $44.78 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $1.27 million each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $678.51 thousand.
Covenant Multi Family Offices has custody of $1.6 billion in cash and securities for 280 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in state and local bonds the most. They account for 33% of the total AUM. The second-largest asset type is exchange traded securities, which make up 19% of the firm’s portfolio. Investments in pooled investment vehicles form 17% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Covenant Multi Family Offices, LLC for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Flat-fee based compensation is the most transparent and the one you can safely predict in advance. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients J Robert Varghese serves?

The firm provides services to individuals, high net worth individuals, pooled investment vehicles, corporations or other businesses, and pension and profit sharing plans. The largest group of clients of J Robert Varghese is high net worth individuals with 140 clients and $1.3 billion of assets under management. Among the 10 most similar advisory firms, Covenant Multi Family Offices has the highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $1.38 billion for 277 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Covenant Multi Family Offices also advises several private funds. Namely, one private equity fund. The minimum investment commitment required of non-related persons is $250,000 for each fund.

Careers at Covenant Multi Family Offices, LLC

The company employs 28 people that are either part- or full-time employees. 54 percent of the employees work as investment advisers or researchers. 14 employees are registered as investment adviser representatives with the state securities authorities.

There are 2 people with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

J Robert Varghese has been acting as President since 1 Sep 2011. Justin Joseph Pawl has served as the Chief Investment Officer since 1 Aug 2012. Rebecca Anne Crowder joined the executive team most recently as the Chief Compliance Officer.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
John Duggan Eadie Managing member 1 Nov 2009 50% - 75% 4538242
Edward Earl Whitacre Member 1 Feb 2010 Other 5759650
Kevin Mcclain Harris Member and chief compliance officer 1 Feb 2010 25% - 50% 3129566
Brian William Garrison Chief compliance officer 1 Jun 2010 Other 2879020
J Robert Varghese Director 1 Sep 2011 Other 2714427
Justin Joseph Pawl Chief investment officer 1 Aug 2012 Other 3217488
Barron Dean Beal Member 1 Oct 2012 Other 4046616
Barry Jon Beal Member 1 Oct 2012 Other 2490964
Kristina [Nmi] Craig Chief financial officer 1 Jan 2015 Other 6768439
Kristina Craig Chief financial officer 1 Jan 2015 Other 6768439
Rebecca Anne Crowder Chief compliance officer 1 Mar 2017 Other 5612403

Based in San Antonio

The principal office where Covenant Multi Family Offices, LLC performs its advisory services is located at 18756 Stone Oak Parkway; Suite 102, San Antonio, TX 78258, which is also the mailing address of the firm. An additional office of the firm is in Dallas, TX. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 210-403-5350 or by fax 210-403-8450. The normal business hours are 8:00am - 5:30pm on Monday - Friday. You can find more information about the New York firm at covenantmfo.com and its LinkedIn profile.